KCB Bank Kenya Limited Vooma Personal Loan Details

Rates available from as of 1st April 2021
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KCB Bank Kenya Limited

Vooma Loan
Total Cost
per loan
Typically approved within
visit website

Loans Fees:

  • Interest Minimum: 6.91%
  • Interest Maximum: 6.91%
  • Processing fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: 5%, flat
  • Other Fees: None

Disbursement Details

  • Institution Type: Commercial Bank
  • Application Method: Digital
  • Disbursement Method: Vooma Wallet/ Bank Account

Repayment Method:

  • Repayment Frequency: Bullet
  • Early Repayment: Allowed
  • Repayment Method: Bank Transfer

Eligibility Requirement:

  • Smartphone: Not Required
  • CRB: Must be in good standing
  • Income: No minimum
  • Employment: Not required
  • Network: No requirement
  • History: Active account for 6 months


Money254 Review


  • Application by App or USSD
  • Fast approval time (within 24 hours)
  • Loan limit grows over time


  • Must have an Active Account for 6 months to access
  • No discount for early repayment

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How to Apply for Vooma Loan, App, Repayment, Fees, Contacts

Vooma is a mobile wallet service from the Kenya Commercial Bank (KCB), which enables customers to enjoy banking services. Vooma App is available both on the App Store and Google Play Store, with over 100,000 downloads and a 3.5 out of 5 star rating on Google Play.

Services Available on Vooma

Who Is Eligible For Vooma Loans?

Loan Limits and Interest Rates

How to Register Using the Vooma App

How to borrow a Vooma App loan?

How To Apply for VOOMA loan via USSD *844#

How to Deposit Money to Vooma Wallet

How to Withdraw from Vooma to M-PESA via USSD and App

How to Repay VOOMA Loan Via MPESA

Vooma Loan App Reviews and Contacts

Learn more about Personal Loans available in Kenya on Money254

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