Bidii Credit Kenya Unsecured SME Loan Details

Rates available from as of 1st April 2021
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Bidii Credit Kenya

Unsecured SME Loan
Ksh2k - 200k
1 month - 3 Months
Total Cost
14% - 42% per loan (+ksh500 Registration)
Business Permit Required
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Loan Cost

  • Interest: 10% p.m
  • Application Fee: 500
  • Processing Fee: 4%
  • Registration: ksh500

Loan structure

  • Type: secured
  • Interest structure: Flat Rate
  • Security needed: Cash collateral & 2 guarantors

Loan  Details

  • Loan size: Micro/SME
  • Minimum tenure: 1 Month
  • Max tenure: 3 Months
  • Minimum Amount: ksh2K
  • Max amount: ksh200K
  • Repayment Frequency: Weekly


  • Time in operation: 6 Months


  • National ID
  • Business must be in a permanent establishment
  • Must have a registered M-PESA line
  • Pay a one-time registration fee of 500/-
  • Have a good credit history with CRB
  • Must demonstrate ability to pay
  • Must provide a least two guarantors

This Product is provided by Bidii Credit kenya. Bidii Credit kenya is a Non-deposit taking Microfinance Institution duly registered under the Companies Act No 17 of 2015

Money254 Review


  • Flexible Repayment installments
  • Available to businesses without formal registration
  • Available to micro and SMEs


  • Requires 20% cash collateral as security
  • Charges registration fee of ksh500

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How to Apply Bidii Credit Kenya Unsecured SME Loan, Structure, Repayment, Fees & Contacts

Bidii Credit Kenya Unsecured SME Loans are designed for business people in need of cash.

Who is Eligible for Bidii Credit Kenya Unsecured SME Loan?

Bidii Credit Kenya Unsecured SME Loan Security/Collateral

Bidii Credit Kenya Unsecured SME Loan limits and Interest rates

Other Fees

Bidii Credit Kenya Unsecured SME Loan Interest Structure

Bidii Credit Kenya Unsecured SME Loan Interest Structure

How to Make Bidii Credit Kenya Unsecured SME Loan Repayments


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