Bimas Kenya Ltd Biashara Loan Details

Rates available from as of 1st April 2021
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Bimas Kenya Ltd

Biashara Loan
Ksh100k - 1M
9 Months - 36 Months
Total Cost
74.25% - 297% per loan
Business Permit Required
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Loan Cost

  • Interest: 1.75% p.m
  • Registration Fee: ksh1000
  • Processing Fee: 6%
  • Chattel Registration: ksh1800
  • Credit Insurance: 0.5%

Loan structure

  • Type: Secured
  • Interest structure: Flat Rate
  • Security needed: Guarantors and Household goods.

Loan  Details

  • Loan size: SME
  • Minimum tenure: 9 Months
  • Max tenure: 3 Years
  • Minimum Amount: ksh100k
  • Max amount: ksh1M
  • Repayment Frequency: Monthly


  • Time in operation: Not considered


  • Original ID and Copy of ID
  • Bank and M-PESA statements for at least 6 months
  • Business permits
  • Business records for at least 6 months
  • Loan security

This Product is provided by Bimas kenya Ltd. Bimas kenya Ltd is a Non-depost taking Microfinance Institution duly registered under the Companies Act No 17 of 2015

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  • Available to businesses without formal registration


  • Requires ksh1800 as chattel registration
  • Requires ksh1000 cash deposit monthly
  • Home visits to confirm collateral required

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How to Apply Bimas Kenya Limited Biashara Loan Structure, Repayment, Fees & Contacts

Bimas Kenya Limited Biashara loans are given to businesses and individuals in business who need to finance expansion or diversify their business assets.

Who is Eligible for Bimas Kenya Limited Biashara Loan?

Bimas Kenya Limited Biashara Loan limits and Interest rates

Other Fees

Bimas Kenya Limited Biashara Loan Interest Structure

How to Apply for Your First Bimas Kenya Limited Biashara Loan

How to Apply for Your First Bimas Kenya Limited Biashara Loan


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