HFC Limited Secured Business Loan Details

Rates available from as of 1st April 2021
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HFC Limited

Secured Business Loan
Ksh10k - 50M
1 Month - 36 Months
Total Cost
17.36% annualized (year 1)
Certificate of Registration Required
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Loan Cost

  • Interest: 14%
  • Application Fee: 0
  • Processing Fee: 2.4%
  • Excise Duty: 20% of processing fee
  • Credit Insurance: 0.48%

Loan structure

  • Type: Secured
  • Interest structure: Reducing Balance
  • Collateral needed: Title deed, log book, shares, life insurance policy

Loan  Details

  • Loan size: Micro/SME
  • Minimum tenure: 1 Month
  • Max tenure: 36 Months
  • Minimum Amount: ksh10K
  • Max amount: ksh50M
  • Repayment Frequency: Monthly


  • Time in operation: 12 Months
  • Banking History: 6 months


  • National ID
  • KRA Pin
  • passport photo
  • Business records
  • Registration certificate
  • Business license
  • 6 months bank statements if you are not banking with them
  • T&C Link

Example Representative Pricing

  • Loan Amount: ksh100,000
  • Annual Interest Rate: 14%
  • Processing Fee: ksh2400
  • Excise Duty: ksh480
  • Credit insurance: ksh480
  • Loan duration: 12 months
  • Estimated Monthly repayment: ksh8,978.71
  • Estimated Total repayment amount: ksh107,744.54

Money254 Review


  • Available to both micro and Small businesses
  • Available to all Registered businesses


  • Requires businesses to have been in operation for at least 12 months
  • Requires security

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How to Apply HFC Limited Secured Business Loan, Structure, Repayment, Fees & Contacts

HFC Limited Secured Business Loans are given to customers in performing businesses with tangible security.

Who is Eligible for HFC Limited Secured Business Loan?

HFC Limited Secured Business Loan Security/Collateral

HFC Limited Secured Business Loan limits and Interest rates

Other Fees

HFC Limited Secured Business Loan Interest Structure

HFC Limited Secured Business Loan Interest Structure

How to Make HFC Limited Secured Business Loan Repayments


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