Inuka Africa Microfinance Micro Loan Details

Rates available from as of 1st April 2021
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Inuka Africa Microfinance

Micro Loan
Ksh5k - 300k
1 Month - 6 Months
Total Cost
15% - 180% (first loan)
Business Permit Required
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Loan Cost

  • Interest: 15% p.m first cycle, 12% second cycle, 10% subsequent cycles
  • Application Fee: ksh500
  • Processing Fee: 0

Loan structure

  • Type: Secured
  • Interest structure: Flat Rate
  • Security needed: 30% cash collateral, business stock, guarantors

Loan  Details

  • Loan size: Micro/SME
  • Minimum tenure: 1 Month
  • Max tenure: 6 Months
  • Minimum Amount: ksh5k
  • Max amount: ksh300k
  • Repayment Frequency: Weekly


  • Time in operation: 6 Months


  • Original ID and Copy of ID
  • Bank and M-PESA statements for at least 6 months
  • Business permits
  • Business records for at least 6 months
  • 30% of loan amount as savings

This Product is provided by Inuka Africa Microfinance. Inuka Africa Microfinance is a Non-deposit taking Microfinance Institution duly registered under the Companies Act No 17 of 2015

Money254 Review


  • Available to businesses without formal registration
  • Available to micro and SMEs
  • Subsequent Loans are cheaper


  • Requires security
  • Requires 30% cash collateral

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How to Apply Inuka Africa Microfinance Micro Loan, Structure, Repayment, Fees & Contacts

Inuka Africa Microfinance Micro loan is designed to help small businesses scale, by providing them with affordable loans.

Who is Eligible for Inuka Africa Microfinance Micro Loan?

Who is Eligible for Inuka Africa Microfinance Micro Loan?

Inuka Africa Microfinance Micro Loan limits and Interest rates

Other Fees

Inuka Africa Microfinance Micro Loan Interest Structure

Inuka Africa Microfinance Micro Loan Interest Structure

How to Make Inuka Africa Microfinance Micro Loan Repayments


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