Shara Working Capital Loan Details

Rates available from as of 1st April 2021
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.


Revolving Capital Loan
Ksh 20,000 - 200,000
2 - 8 weeks
Total Cost
Business Permit Required
visit website

Loan Cost

Interest Tiering:

  • 2 week loan - 6% interest
  • 4 week loan - 8.5% interest
  • 8 week loan - 17% interest

Other Fees:

  • Application Fee: 0

Loan structure

  • Type: Unsecured
  • Loan Fees structure: Flat rate
  • Collateral needed: None

Loan  Details

  • Loan size: SME
  • Minimum tenure: 2 weeks
  • Max tenure: 8 weeks
  • Starting Limit: 20% of monthly sales
  • Minimum Limit: ksh 20k
  • Maximum Limit: ksh 200k
  • Repayment Frequency: Weekly

Loan Limit replenishes upon completed repayment


  • Time in operation: 6 Months
  • Minimum monthly Sales: Ksh 100,000
  • CRB Status: In good standing


  • National ID
  • KRA Pin
  • Business records
  • Business Permit
  • 6 months Mpesa & Bank statements

Shara Technologies Ltd is a MFI licensed under the Central Bank (Amendment)Act of 2021 and regulated by the Central Bank of Kenya.

Money254 Review


  • Good for: Business looking for fast and flexible financing for working capital
  • Revolving Credit: Once your limit is approved, drawdown your funds as needed up to your limit. Your limit replenishes upon repayment.
  • Flexible Repayment: Choose a repayment duration of 2 - 8 weeks for each loan.


  • Relatively short duration: The facility is suitable for short-term working capital needs, with a duration of up to eight weeks.

Use Money254's free search to view the best Business Loans available in Kenya today

We have aggregated all of the Business Loans from Kenya's top financial institutions.
See all Business Loans

Download the new Money254 App and don’t miss out on your next opportunity.

Join 1.5M Kenyans using Money254 to find better loans, savings accounts, and money tips today.
Get it on Google Play

What is Money254?

Money254 is a new platform focused on helping you make more out of the money you have. We’ve created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts have tirelessly collected.  

We’ve just launched but will be adding more product categories and tools over the coming months.

Sign-up to our newsletter and social channels to stay up-to-date!
Learn more about Money254

Stay up to date with your money - download the new Money254 App Today

Get it on Google Play
Download the Money254 app on Google Playstore

Sign up for our newsletter and get weekly money tips to your inbox.

Get updates from the Money254 team on financial news and new Money254 features.