Equity Bank Kenya Limited Classic Visa Credit Card Product Details

Rates available from as of 1st April 2021
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Equity Bank Kenya Limited
Classic Visa Credit Card
Credit Limit
Set During Application
Annual Fee
ksh2500 (+2500 joining Fee)
Interest Rate
1.50% per month
Interest Free Days
45 days
Min net income of Ksh25k to apply
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Payment Network


Card Fees

  • Joining fee: Ksh2500
  • Annual Fee: Ksh2500

Card features

  • Minimum net Income: Ksh25k
  • Card Limit: Set during application


  • Travel insurance and purchase protection
  • Emergency assistance while traveling abroad

Repayment Details

  • Monthly Interest: 1.5%
  • Interest free period: 45 days
  • Minimum Repayment amount: 20%

Additional Fees Per Instance

  • Cash advance Fees: 6%
  • Late Payment Fees: 6%
  • Over the limit Fees: None
  • Supplementary Card Fee: ksh1500
  • Card Replacement Fees: ksh1000

Documents Required

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip
  • T&C Link

Money254 Review


  • 45 interest free days
  • Relatively low interest of 1.5% per month


  • Card replacement ( after loss of old card) charged ksh1000
  • Joining fee of ksh2500 required

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