Guaranty Trust Bank (K) Ltd World Mastercard Product Details

Rates available from as of 1st April 2021
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Guaranty Trust Bank (K) Ltd
World Mastercard
Credit Limit
Up to ksh500k
Annual Fee
Interest Rate
3% per month
Interest Free Days
45 days
Check with bank for income requirements
visit website

Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: ksh7200

Card features

  • Minimum net Income: Check with bank for income requirements
  • Card Limit: Up to ksh500K


  • Up to 10% discount on any international roundtrip fare on any airline, using Cleartrip , use promo code ‘MCWORLD’
  • 10% off and same day delivery on farfetch from over 3000 different luxury fashion brands. Use promo code ‘MASTERCARD10’ upon checkout

Repayment Details

  • Monthly Interest: 3%
  • Interest free period: 45 days
  • Minimum Repayment amount: 20%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 6%
  • Supplementary Card Fee: ksh3600
  • Card Replacement Fees: ksh1000

Documents Required

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip

Money254 Review


  • No joining fees required
  • 45 days interest free


  • Supplementary cards charged ksh3600
  • Card replacement (after loss of old one) charged ksh1000
  • Relatively high monthly interest of 3%

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