I&M Bank Visa Infinite Credit Card Product Details

Card Fees

• ‍‍Joining fee: Ksh5000
• Annual Fee: $75‍

‍Card features:‍

• Minimum Net Income: Ksh300K
• Card Limit: Set during application‍

Benefits:‍

• Concierge services
• Access to 800+ Airport lounges
• Up to $1m in emergency medical expenses cover
• Attractive reward points earned when card is used. 1 point = 1 KES that can be redeemed to pay for outstanding balances or supermarket vouchers at Sarit Center, Carrefour, Naivas
• 10% discount on RRP/ Display Price for items that are not on offer and a 5% discount on RRP/ Display for the items that are already on offer at Armco Kenya
• 10% discount when you use your I&M Bank credit Card to settle for goods and services from all Optica stores, Kenya
• Get ksh300 off your bill the first time you shop at Sky Garden and pay using your I&M Bank credit card.

Repayment Details

• ‍Monthly Interest: 3.5%
• Interest free period: 50 days
• Minimum Repayment amount: 10%‍

Additional Fees‍

• Cash advance Fees: 7.5%
• Late Payment Fees: 6%
• Over the limit Fees: ksh1500
• Supplementary Card Fee: ksh5000
• Card Replacement Fees: ksh1000‍

Documents Required‍

• National ID and 2 Copies
• 3 recent Passport photos
• 3 Months Bank statement
• Latest Payslip
• KRA Pin
• T&C Link