NCBA Kenya PLC Infinite Credit Card Product Details

Rates available from as of 1st April 2021
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Infinite Credit Card
Credit Limit
Up To Ksh5M
Annual Fee
Interest Rate
3.5% per month
Interest Free Days
50 days
Min net income of Ksh2M to apply
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Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh10000

Card features

  • Minimum net Income: Ksh2M
  • Card Limit: Up to Ksh5M


  • Unlimited airport VIP Lounge access
  • Free travel insurance up to $2.5m
  • 24/7 concierge
  • Visa Luxury Hotel Collection including Mandarin Oriental Hotel Group, Park Hyatt Hotels, Amani Resorts, and Six Senses Hotels Resorts.
  • 24 month extended warranty and up to $20000 buyers protection
  • 50 interest free days

Repayment Details

  • Monthly Interest: 3.5%
  • Interest free period: 50 days
  • Minimum Repayment amount: 20%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 5%
  • Over the limit Fees: 5%
  • Supplementary Card Fee: 5 Free (7500 Thereafter)
  • Card Replacement Fees: Ksh5000

Documents Required

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip
  • T&C Link

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  • No joining Fees
  • Free supplementary cards


  • Card replacement (after loss of old card) charged Ksh5000

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