Co-operative Bank of Kenya Limited Goldfish Access Transactional Account Details

Rates available from as of 1st April 2021
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Co-operative Bank of Kenya Limited

Goldfish Access Account
Min Opening Balance
Maintenance Fee
Ledger Fee (Per Transaction)
Min of Ksh50,000 required to open
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Account Details

  • Opening balance: Ksh 50000
  • Operating balance: Ksh 50000
  • Maintenance fees: Ksh 400
  • Ledger fees: No fee

Transactional Charges (per transaction)

  • OTC withdrawal:100
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: 500
  • International transfers: 1500
  • ATM Withdrawals: 35
  • Salary processing: 240
  • Internal Standing Orders: Free
  • External Standing Orders: 250

Account Access Charges (per item)

  • Over the counter: 100
  • Debit card: 600
  • Cheque book: 15 per leaf
  • Bankers cheque: 100
  • Counter cheque: 500
  • Standing order: 250

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: Free
  • Branch Statement: 100 per page
  • Mobile balance enquiry: Free

Penalty Charges (per instance)

  • Failed standing order: 2500
  • Cheque ‘Refer to drawer’: 2500

Documentation Required

  • National ID/ valid passport
  • KRA Pin
  • Passport photo
  • T&C Link

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  • Free personal Accident Cover of up to 1.2M
  • Access to cheque book and Debit card
  • Internet banking and mobile banking available


  • Opening balance of 50000 required
  • Operating Balance of 50000 required
  • Monthly Maintenance Fee of 400

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