KCB Bank Kenya Limited Boresha Biashara Loan Details

Rates available from as of 1st April 2021
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KCB Bank Kenya Limited

Boresha Biashara Loan
Ksh50k - 1M
6 Months - 36 Months
Total Cost
17.45% annualized (year 1)
Business Permit Required
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Loan Cost

  • Interest: 13%
  • Application Fee: 0
  • Processing Fee: 3%
  • Excise Duty: 20% of processing fee
  • Credit Insurance: 0.85%

Loan structure

  • Type: Secured
  • Interest structure: Reducing Balance
  • Security needed: Title deed, log book, shares

Loan  Details

  • Loan size: Micro/SME
  • Minimum tenure: 6 Months
  • Max tenure: 36 Months
  • Minimum amount: ksh50K
  • Max amount: ksh1M
  • Repayment Frequency: Monthly


  • Time in operation: 12 Months
  • Banking History: 6 months


  • National ID
  • KRA Pin
  • 6 Months Bank statement
  • Business records
  • T&C Link

Example Representative Pricing

  • Loan Amount: ksh100,000
  • Annual Interest Rate: 13%
  • Processing Fee: ksh3000
  • Excise Duty: ksh600
  • Credit Insurance: ksh850
  • Loan duration: 12 months
  • Estimated Monthly repayment: ksh8,931.73
  • Estimated Total repayment amount: ksh107,180.78

This product is provided by KCB Bank Kenya Limited. KCB Bank Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya

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  • Available to businesses without formal registration
  • Available to micro businesses too


  • This loan requires security
  • Requires business to be in operation for 12 months

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How to Apply KCB Bank Kenya Boresha Biashara Loan, Structure, Repayment, Fees & Contacts

KCB Bank Kenya Boresha Biashara loan is designed for micro-businesses.

Who is Eligible for KCB Bank Kenya Boresha Biashara Loan?

 KCB Bank Kenya Boresha Biashara Loan Security/Collateral

 KCB Bank Kenya Boresha Biashara Loan limits and Interest rates

‍Other Fees

KCB Bank Kenya Boresha Biashara Loan Interest Structure

KCB Bank Kenya Boresha Biashara Loan Interest Structure

How to Make KCB Bank Kenya Boresha Biashara Loan Repayments


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