National Bank of Kenya Limited Jenga Biashara Loan Details

Rates available from as of 1st April 2021
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National Bank of Kenya Limited

Jenga Biashara Loan
Ksh50k - 5M
6 Months - 48 Months
Total Cost
17.6% annualized (year 1)
Certificate of Registration Required
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Loan Cost

  • Interest: 13%
  • Application Fee: 0
  • Processing Fee: 3%
  • Excise Duty: 20% of processing fees

Loan structure

  • Type: Secured
  • Interest structure: Reducing Balance
  • Security needed: Either; Log book, Title deed, Life insurance policies, shares

Loan  Details

  • Loan size: SME
  • Minimum tenure: 6 Months
  • Max tenure: 48 Months
  • Minimum Amount: ksh50K
  • Max amount: ksh5M
  • Repayment Frequency: Monthly


  • Time in operation: 12 Months
  • Banking History: 6 months


  • National ID
  • KRA Pin
  • Open Jenga Biashara Account
  • 12 months statement for non – National Bank customers
  • Coloured Passport photo for new customers
  • Business permit and certificates
  • Business records
  • T&C Link

Example Representative Pricing

  • Loan Amount: ksh100,000
  • Annual Interest Rate: 13%
  • Processing Fee: ksh3000
  • Excise Duty: ksh600
  • Loan duration: 12 months
  • Estimated Monthly repayment: ksh8,932
  • Estimated Total repayment amount: ksh107,181

This product is provided by National Bank of Kenya Limited. National Bank of Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

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  • Available to businesses formal registration
  • Flexible security requirements


  • Requires the business to be operational for at least 12 months

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How to Apply National Bank Kenya Jenga Biashara Loan, Structure, Repayment, Fees & Contacts

National Bank Kenya Jenga Biashara loan is a small business loan specially designed to help small business owners expand their business.

Who is Eligible for National Bank Kenya Jenga Biashara Loan?

National Bank Kenya Jenga Biashara Loan limits and Interest rates

Other Fees

National Bank Kenya Jenga Biashara Loan Interest Structure

How to Apply for Your First National Bank Kenya Jenga Biashara Loan

How to Apply for Your First National Bank Kenya Jenga Biashara Loan


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