Vision Fund Kenya Micro Loan Details

Rates available from as of 1st April 2021
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Vision Fund Kenya

Micro Loan
Ksh5k - 300k
1 month - 12 months
Total Cost
1.8% - 21.6% per loan (+ksh1500 Lawyers fees)
Business Permit Required
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Loan Cost

  • Interest: 1.8% p.m
  • Application Fee: 1500
  • Processing Fee: 0
  • Lawyer Fees: ksh1500

Loan structure

  • Type: Secured
  • Interest structure: Flat Rate
  • Security needed: 20%cash collateral & 3 guarantors

Loan  Details

  • Loan size: Micro
  • Minimum tenure: 1 Month
  • Max tenure: 12 Months
  • Minimum Amount: ksh5k
  • Max amount: ksh300k
  • Repayment Frequency: Weekly


  • Time in operation: 6 Months


  • Business permit/Pin certificate
  • 6 months Bank/M-Pesa statements
  • KRA Pin
  • National ID
  • 3 Guarantors, their IDs, KRA Pins, and coloured passport photos
  • Next of Kin copies of ID, KRA pin and coloured passport photo.

This Product is provided by Vision fund kenya. Vision Fund kenya is a Non-depost taking Microfinance Institution duly registered under the Companies Act No 17 of 2015

Money254 Review


  • Available to businesses without formal registration
  • Available to micro businesses


  • Requires 1500 as lawyers fees
  • Requires 20% cash collateral

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How to Apply Vision Fund Kenya Micro Loan, Structure, Repayment, Fees & Contacts

Vision Fund Keny a Micro loan is a loan facility for both new and existing clients to help them acquire tangible assets for business efficiency and commercial use. They include farm asset financing, livestock fattening, livestock trade, motor vehicles, motorbikes, tuk-tuk, plant and machinery, tractors, specialized equipment, office equipment, contractor equipment, water pipes, etc.

Who is Eligible for Vision Fund Kenya Micro Loan?

Vision Fund Kenya Micro Loan limits and Interest rates

Other Fees

Vision Fund Kenya Micro Loan Interest Structure

How to Apply for Your First Vision Fund Kenya Micro Loan

How to Apply for Your First Vision Fund Kenya Micro Loan


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