ABSA Bank Kenya Platinum Credit Card Product Details

Rates available from as of 1st April 2021
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ABSA Bank Kenya PLC
Platinum Credit Card
Credit Limit
Up To ksh300K
Annual Fee
Interest Rate
3.99% per month
Interest Free Days
50 days
Min net income of Ksh200k to apply
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Payment Network


Card features

  • Minimum net Income: ksh200k
  • Card Limit: Up to Ksh300K


  • 2% cash back on local and international spend
  • Free priority pass membership
  • Purchase protection and extended warranty (up to 24 months)
  • Lounge access at $32 per person per visit
  • Exclusive invites to social events, incuding golf, whisky and wine tastings, tours, fine dining experiences
  • 30% off on all treatments and products at Exuviance Professional, Lavington (until 31 March 2022)
  • 10% off on any purchase of office furniture at Burotime, Msa Road ( until 23 Feb 2022)
  • 10% off on any furniture purchase from Istikbal Furniture (until 17 Feb 2022)

Repayment Details

  • Monthly Interest: 3.9%
  • Interest free period: 50 days
  • Minimum Repayment amount: 5%

Card Fees

  • Joining Fees: Free
  • Annual Fees: Ksh8000

Additional Fees

  • Cash advance Fees: 6.5%
  • Late Payment Fees: 10%
  • Over the limit Fees: 6%
  • Supplementary Card Fees: Free
  • Card Replacement Fees: Free

Documents Required

  • Absa Customer
    • Copy of national ID
    • Latest pay slip
  • Non-Absa Customer:
    • Copy of national ID
    • Latest pay slip
    •3 months Bank statement
    • One passport photo
  • T&C Link

This product is provided by Absa Bank Kenya Plc. Absa Bank Kenya Plc is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review


  • 50 interest free days
  • No Joining fees required


  • Relatively high monthly interest of 3.9%
  • Late payment fees of 10%

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