Co-operative Bank of Kenya Gold Visa Credit Card Product Details

Rates available from as of 1st April 2021
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Co-operative Bank of Kenya Limited
Gold Visa Credit Card
Credit Limit
From ksh200k
Annual Fee
Interest Rate
3.5% per month
Interest Free Days
50 days
Min net income of Ksh100k to apply
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Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh6000

Account features

  • Minimum net Income:  From ksh100k
  • Card Limit: From ksh200k


  • 7% discount when you pay for your flights with Safarilink using Co-op credit card
  • 10% discount when you buy any piece of furniture from all Furniture Elegance outlets when you use your Co-op credit card.
  • 5% discount off furniture at istikbal furniture when you pay using Co-op credit card

Repayment Details

  • Monthly Interest: 3.5%
  • Interest free period: 50 days
  • Minimum Repayment amount: 10%

Additional Fees

  • Late Payment Fees: 5%
  • Over the limit Fees: ksh1000
  • Supplementary Card Fee: Free
  • Card Replacement Fees: ksh500

Documents Required

  • Salaried:
    • Three months certified Bank Statements
    • Original ID and copy of national ID
    • Copy of KRA Pin
    • Copy of most recent pay slip
  • Self-Employed:
    • Certified copy of National ID
    • Certified copy of KRA Pin
    • One passport photo
  • T&C Link

This product is provided by The Co-operative Bank of Kenya. Co-operative Bank of Kenya is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

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  • No joining fees
  • Free supplementary cards


  • New card ( after old card expires) charged ksh6000
  • Card replacement (after loss of old card) charged ksh500

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