Co-operative Bank of Kenya Gold Visa Credit Card Product Details

Rates available from as of 1st April 2021
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.
Co-operative Bank of Kenya Limited
Gold Visa Credit Card
Credit Limit
From ksh200k
Annual Fee
Interest Rate
1.16% per month
Interest Free Days
50 days
Check with bank for income requirements
visit website

Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh6000

Account features

  • Minimum net Income:  Check with bank for income requirements
  • Card Limit: From ksh200k


  • 7% discount when you pay for your flights with Safarilink using Co-op credit card
  • 10% discount when you buy any piece of furniture from all Furniture Elegance outlets when you use your Co-op credit card.
  • 5% discount off furniture at istikbal furniture when you pay using Co-op credit card

Repayment Details

  • Monthly Interest: 1.16%
  • Interest free period: 50 days
  • Minimum Repayment amount: 10%

Additional Fees

  • Late Payment Fees: 5%
  • Over the limit Fees: ksh1000
  • Supplementary Card Fee: Free
  • Card Replacement Fees: ksh500

Documents Required

  • Salaried:
    • Three months certified Bank Statements
    • Original ID and copy of national ID
    • Copy of KRA Pin
    • Copy of most recent pay slip
  • Self-Employed:
    • Certified copy of National ID
    • Certified copy of KRA Pin
    • One passport photo
  • T&C Link

Money254 Review


  • No joining fees
  • Free supplementary cards
  • Relatively low monthly interest of 1.16%


  • New card ( after old card expires) charged ksh6000
  • Card replacement (after loss of old card) charged ksh500

Use Money254's free search to view the best Credit Cards available in Kenya today

We have aggregated all of the Credit Cards from Kenya's top financial institutions.
See all Credit Cards

What is Money254?

Money254 is a new platform focused on helping you make more out of the money you have. We’ve created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts have tirelessly collected.  

We’ve just launched but will be adding more product categories and tools over the coming months.

Sign-up to our newsletter and social channels to stay up-to-date!
Learn more about Money254

Stay up to date with your money - sign up for our newsletter today.

Get updates from the Money254 team on financial news and new Money254 features.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.