Co-operative Bank of Kenya Gold Visa Credit Card Product Details

Rates available from as of 1st April 2021

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Co-operative Bank of Kenya Limited

Gold Visa Credit Card

Credit Limit

From ksh200k

Annual Fee

ksh6k

Interest Rate

3.5% per month

Interest Free Days

50 days

Min net income of Ksh100k to apply

visit website

Payment Network

Visa

Card Fees

‍‍Joining fee: Free
Annual Fee: Ksh6000‍

Account features‍

Minimum net Income: From ksh100k
Card Limit: From ksh200k‍

Benefits‍

7% discount when you pay for your flights with Safarilink using Co-op credit card
10% discount when you buy any piece of furniture from all Furniture Elegance outlets when you use your Co-op credit card.
5% discount off furniture at istikbal furniture when you pay using Co-op credit card

Repayment Details‍

Monthly Interest: 3.5%
Interest free period: 50 days
Minimum Repayment amount: 10%‍

Additional Fees‍

Late Payment Fees: 5%
Over the limit Fees: ksh1000
Supplementary Card Fee: Free
Card Replacement Fees: ksh500‍

Documents Required‍

Salaried:
• Three months certified Bank Statements
• Original ID and copy of national ID
• Copy of KRA Pin
• Copy of most recent pay slip
Self-Employed:
• Certified copy of National ID
• Certified copy of KRA Pin
• One passport photo
T&C Link‍

This product is provided by The Co-operative Bank of Kenya. Co-operative Bank of Kenya is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

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Money254 Review

Pros

No joining fees
Free supplementary cards

Cons

New card ( after old card expires) charged ksh6000
Card replacement (after loss of old card) charged ksh500

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