Equity Bank Kenya Limited Visa Gold Credit Card Product Details

Rates available from as of 1st April 2021
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Equity Bank Kenya Limited
Visa Gold Credit Card
Credit Limit
Set during Application
Annual Fee
ksh4500 (+7500 joining fee)
Interest Rate
1.50% per month
Interest Free Days
45 days
Min net income of Ksh75k to apply
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Payment Network

Visa

Card Fees

  • Joining fee: ksh7500
  • Annual Fee: ksh4500

Card features

  • Minimum net Income: ksh75k
  • Card Limit: Set During Application

Benefits

  • Travel insurance and purchase protection
  • Access to airport Lounges
  • Emergency assistance while traveling abroad

Repayment Details

  • Monthly Interest: 1.5%
  • Interest free period: 45 days
  • Minimum Repayment amount: 20%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 6%
  • Over the limit Fees: None
  • Supplementary Card Fee: ksh3500
  • Card Replacement Fees: ksh1500

Documents Required

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip
  • T&C Link

This product is provided by Equity Bank Kenya Limited. Equity Bank Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.


Money254 Review

Pros

  • 45 interest free days
  • Relatively low monthly interest of 1.5%

Cons

  • Joining fees of ksh7500 required
  • Card Replacement (after loss of old card) charged ksh1500
  • New card (after old card expires) charged ksh1000

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