KCB Bank Kenya Limited Platinum Visa Card Product Details

Rates available from as of 1st April 2021
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KCB Bank Kenya Limited
Platinum Visa Credit Card
Credit Limit
From Ksh300k
Annual Fee
Ksh4260 (+4K joining fee)
Interest Rate
3.50% per month
Interest Free Days
45 days
Min net income of Ksh300k to apply
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Payment Network


Card Fees

  • Joining fee: Ksh4000
  • Annual Fee: Ksh4260

Card features

  • Minimum net Income: Ksh300K
  • Card Limit: From Ksh300k


  • 10% discount when you pay in full using the KCB credit card at Zetu Furniture
  • 10% discount when you pay in full using the KCB credit card at any LG Opalnet outlet
  • 5% discount when you pay in full using KCB credit card for Motor tyres, Service, Parts, Suspensions, Accessories at any AutoXpress outlet
  • Using the card earns redeemable simba points that can be redeemed to make payments at Text Book Centre, Artcaffe, Banana Box
  • Book for your flight to any destination or a holiday package and pay later in 10 monthly instalments at 0% interest using KCB credit card with Magical Skies.

Repayment Details

  • Monthly Interest: 3.5%
  • Interest free period: 45 days
  • Minimum Repayment amount: 10%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 5%
  • Over the limit Fees: ksh1000
  • Supplementary Card Fee: ksh2000
  • Card Replacement Fees: ksh1000

Documents Required

  • National ID or valid passport
  • Duly filled credit card application form
  • Bank statements for the last 6 months if self-employed
  • 3 Months’ salary account bank statement
  • Latest pay slip
  • T&C Link

This product is provided by KCB Bank Kenya Limited. KCB Bank Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review


  • 45 interest free days


  • Joining fee of ksh4000 required
  • Relatively high monthly interest of 3.5%
  • Card replacement ( after loss of old one) charged ksh1000

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