National Bank of Kenya Limited Visa Gold Card Product Details

Rates available from as of 1st April 2021
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National Bank of Kenya Limited
Visa Gold Credit Card
Credit Limit
Up To ksh400K
Annual Fee
ksh4k
Interest Rate
3.50% per month
Interest Free Days
45 days
Min net income of Ksh134k to apply
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Payment Network

Visa

Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh4000

Card features

  • Minimum net Income: Ksh134k
  • Card Limit: Ksh399,999

Benefits

  • 20% discount at Sky Garden
  • 5% discount for holiday packages booked with Magical Skies and paid fully with the NBK credit card
  • 10% discount at Victoria Courts on purchases paid fully using the NBK Credit Card
  • 8% discount at Slumberland for purchases paid in full using the NBK Credit card
  • Emergency support while abroad incase of card loss.
  • Emergency medical and legal assistance while abroad

Repayment Details

  • Monthly Interest: 3.5%
  • Interest free period: 45 Days
  • Minimum Repayment amount: 10%

Additional Fees

  • Cash advance Fees: 4%
  • Late Payment Fees: ksh1500
  • Over the limit Fees: ksh2000
  • Supplementary Card Fee: Ksh1000
  • Card Replacement Fees: Ksh1000

Documents Required

  • National ID
  • KRA Pin
  • 6 months certified bank statements
  • 3 Latest certified payslip
  • T&C Link

This product is provided by National Bank of Kenya Limited. National Bank of Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review

Pros

  • No joining fees
  • Card limit to up to ksh399,999

Cons

  • Relatively high monthly interest of 3.5%

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