National Bank of Kenya Limited Visa Platinum Card Product Details

Rates available from as of 1st April 2021
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National Bank of Kenya Limited
Visa Platinum Card
Credit Limit
From ksh400k
Annual Fee
Interest Rate
3.50% per month
Interest Free Days
45 days
Min net income of Ksh267k to apply
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Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh8000

Card features

  • Minimum net Income: Ksh267k
  • Card Limit: From Ksh400k


  • 20% discount at Sky Garden
  • 5% discount for holiday packages booked with Magical Skies and paid fully with the NBK credit card
  • 10% discount at Victoria Courts on amounts paid fully using the NBK Credit Card
  • Global emergency assistance while traveling.

Repayment Details

  • Monthly Interest: 3.5%
  • Interest free period: 45 days
  • Minimum Repayment amount: 10%

Additional Fees

  • Cash advance Fees: 4%
  • Late Payment Fees: ksh1500
  • Over the limit Fees: ksh3000
  • Supplementary Card Fee: Ksh1000
  • Card Replacement Fees: Ksh1000

Documents Required

  • National ID
  • KRA Pin
  • 6 months certified bank statements
  • Latest certified payslip
  • T&C Link

Money254 Review


  • No joining fees
  • Card limit from ksh400K


  • Relatively high monthly interest of 3.5%

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