NCBA Kenya PLC Signature Credit Card

Rates available from as of 1st April 2021
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Signature Credit Card
Credit Limit
Up to ksh3M
Annual Fee
Interest Rate
0.9% per month
Interest Free Days
50 days
Min net income of Ksh600k to apply
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Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh10000

Card features

  • Minimum net Income: Ksh600k
  • Card Limit: Up to ksh3M


  • 6 free airport lounge visits per year
  • Buyers protection up to $3m
  • Membership to the International Airport Dining Program.
  • Extended warranty cover for up to 24 months after purchase of an item with your Signature credit card, including international purchases and electronics.
  • Multi-trip travel insurance for family

Repayment Details

  • Monthly Interest: 0.9%
  • Interest free period: 50 days
  • Minimum Repayment amount: 20%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 5%
  • Over the limit Fees: 5%
  • Supplementary Card Fee: 5 Free (2000 Thereafter)
  • Card Replacement Fees: ksh5000

Documents Required

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip
  • T&C Link

Money254 Review


  • No joining Fees
  • 50 interest free days
  • Low monthly interest rates of 0.9%


  • Card replacement ( after loss of old card) charged ksh5000

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