Stanbic Bank Kenya Limited Gold Credit Card Product Details

Rates available from as of 1st April 2021
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Stanbic Bank Kenya Limited
Gold Credit Card
Credit Limit
Set during Application
Annual Fee
Interest Rate
3.30% per month
Interest Free Days
55 days
Min net income of Ksh150k to apply
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Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee:ksh4000

Card features:

  • Minimum net Income: ksh150k
  • Card Limit: Set During Application


  • Discount on emirates flight tickets.
  • Access to offers with Lounge Key airport lounges.

Repayment Details‍

  • Monthly Interest: 3.3%
  • Interest free period: 55 days
  • Minimum Repayment amount: 10%

Additional Fees‍

  • Cash advance Fees: 4%
  • Late Payment Fees: ksh1000
  • Over the limit Fees: ksh1000
  • Supplementary Card Fee: Free
  • Card Replacement Fees: Free

Documents Required‍

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip
  • T&C Link

This product is provided by Stanbic Bank Kenya Limited. Stanbic Bank Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review


  • Free supplementary cards
  • No joining fees required
  • 55 days interest free period


  • Relatively high Monthly interest of 3.3%

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