Co-operative Bank of Kenya Limited Current Account Details

Rates available from as of 1st April 2021
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Co-operative Bank of Kenya Limited

Current Account
Min Opening Balance
Maintenance Fee
Ledger Fee (Per Transaction)
Min of Ksh5,000 required to open
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Account Details

  • Opening balance: Ksh5000
  • Operating balance: Ksh0
  • Maintenance fees: Ksh300
  • Ledger fees: Ksh35 per Transaction

Transactional Charges (per transaction)

  • OTC withdrawal: ksh100
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: ksh500
  • International transfers: ksh1500
  • ATM Withdrawals: ksh30
  • Salary processing: ksh240
  • Internal Standing Orders: Free
  • External Standing Orders: ksh250
  • Bank account to Mobile money: ksh24 - 60

Account Access Charges (per item)

  • Over the counter: 100
  • Debit card: 600
  • Cheque book: 15 per leaf
  • Bankers cheque: 100
  • Counter cheque: 500
  • Standing order: 250

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: Free
  • Branch Statement: 100 per page
  • Mobile balance enquiry: Free

Penalty Charges (per instance)

  • Failed standing order: 2500
  • Cheque ‘Refer to drawer’: 2500

Documentation Required

  • National ID/ valid passport
  • KRA Pin
  • Passport photo
  • T&C Link

Money254 Review


  • Access to credit card, debit card, cheque book , mobile banking and internet banking
  • Free statements
  • Free OTC deposits
  • Free international transfers


  • Monthly maintenance Fee of 300
  • Ledger fees of 35 per transaction
  • Opening Balance of 5000 required
  • OTC withdrawal charged 100

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