Credit Bank Limited Personal Current Account Details

Rates available from as of 1st April 2021
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Credit Bank Limited

Personal Current Account
Min Opening Balance
Maintenance Fee
Ledger Fee (Per Transaction)
Min of Ksh2,000 required to open
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Account Details

  • Opening balance: Ksh 2,000
  • Operating balance: Ksh 0
  • Maintenance fees: Ksh 350
  • Ledger fees: Ksh 30 per item

Transactional Charges (per transaction)

  • OTC withdrawal: 100
  • OTC cash deposits: 0.25% for above 1M
  • Internal Transfers: 50
  • RTGS: 500
  • International transfers: 2000
  • ATM Withdrawals: 30
  • Salary processing: 100
  • Internal Standing Orders: 50
  • External Standing Orders: 400

Account Access Charges (per item)

  • Over the counter: 100
  • Debit card: 400
  • Cheque book: 12 per leaf
  • Bankers cheque: 325
  • Counter cheque: 350
  • Standing orders: 400

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: Free
  • Branch Statement: Free
  • Mobile balance enquiry: Free

Penalty Charges (per instance)

  • Failed standing order: 2500
  • Cheque ‘Refer to drawer’: 2500

Documentation Required

  • National ID
  • KRA Pin
  • Passport photo
  • Utility Bill
  • T&C Link

Money254 Review


  • Access to internet banking, mobile banking,debit card and cheque book
  • Free E-statements on request


  • Monthly maintenance fee of 350
  • Ledger fee of 30 per item
  • Cash handling fees of 0.25% for amounts above 1M

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