Guaranty Trust Bank (K) Ltd GTPersonal Chequer Current Account details

Rates available from as of 1st April 2021
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Guaranty Trust Bank (K) Ltd

GTPersonal Chequer Account
Min Opening Balance
Maintenance Fee
Ledger Fee (Per Transaction)
Per month
Min of Ksh2,000 required to open
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Account Details

  • Opening balance: Ksh 2,000
  • Operating balance: Ksh 0
  • Maintenance fees: No fee
  • Ledger fees: Ksh 100

Transactional Charges (per transaction)

  • OTC withdrawal: Free
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: 500
  • International transfers: 1500
  • ATM Withdrawals: 35
  • Salary processing: Free
  • Standing Orders: 500

Account Access Charges (per item)

  • Over the counter: Free
  • Debit card: 600
  • Cheque book: 13.5 per leaf
  • Bankers cheque: 350
  • Counter cheque: 250
  • Standing order: 500

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: Free
  • Branch Statement: Free
  • Mobile balance enquiry: Free

Penalty Charges (per instance)

  • Failed standing order: 600
  • Cheque ‘Refer to drawer’: 2500

Documentation Required

Money254 Review


  • No operating balance required
  • Available across major currencies
  • Access to cheque book, mobile banking, internet banking and debit card


  • Opening balance of 2000 required
  • Monthly service charge of 100

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