KCB Bank Kenya Limited Mapato Transactional Account Details

Rates available from as of 1st April 2021
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KCB Bank Kenya Limited

Mapato Account
Min Opening Balance
Maintenance Fee
For balances below Ksh3000
Ledger Fee (Per Transaction)
Min of Ksh1,000 required to open
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Account Details

  • Opening balance: ksh1,000
  • Operating balance: Ksh500
  • Maintenance fees: ksh300
  • Ledger fees: No fee

Transactional Charges (per transaction)

  • OTC withdrawal: ksh200
  • OTC cash deposits: Free
  • Internal Transfers:  free
  • RTGS: ksh500
  • International transfers: ksh1200
  • ATM Withdrawals: ksh30
  • Internal Standing Orders: ksh160
  • External Standing Orders: ksh320
  • Bank Account to Mobile Money transfer: ksh11.2 - 78

Account Access Charges (per item)

  • Over the counter: ksh200
  • Debit card: ksh430
  • Cheque book: ksh8 per leaf
  • Bankers cheque: ksh200
  • Counter cheque: ksh400
  • Standing orders: ksh320

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: Free
  • Branch Statement: Free
  • Mobile balance enquiry: Free

Penalty Charges (per instance)

  • Failed standing order: ksh2,500
  • Cheque ‘Refer to drawer’ : ksh3,000

Documentation Required

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  • Free Cash deposits
  • Free statements
  • Access to debit card and cheque book


  • Monthly maintenance  fee of ksh300 is account balance below ksh3,000
  • Opening balance of ksh1,000 required
  • Operating balance of ksh500 required

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