National Bank of Kenya Limited Transactional Account Details

Rates available from as of 1st April 2021
Customise your results to find loans you're eligible for by answering 5 more questions
Customize Results
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

National Bank of Kenya Limited

National Transactional Account
Min Opening Balance
KES
500
Maintenance Fee
KES
0
Ledger Fee (Per Transaction)
KES
250
For balances below Ksh 50k
Min of Ksh500 required to open
visit website

Account Details

  • Opening balance: Ksh 500
  • Operating balance: Ksh 500
  • Maintenance fees: No fee
  • Ledger fees: Ksh 250 if balance falls below 50K

Transactional Charges (per transaction)

  • OTC withdrawal: 200
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: 500
  • International transfers: 0.25%
  • ATM Withdrawals:  Free
  • Salary processing: 150
  • Internal Standing Orders: 150
  • External Standing Orders: 300
  • Bank Account to Mobile Money transfer: 11.2 - 78

Account Access Charges (per item)

  • Over the counter: 200
  • Debit card: 600
  • Cheque book: 12.5 per leaf
  • Bankers cheque: 300
  • Counter cheque: 500
  • Standing order: 300

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: 30
  • Branch Statement: Free
  • Mobile balance enquiry: 30

Penalty Charges (per instance)

  • Failed standing order: 3000
  • Cheque ‘Refer to drawer’:3000

Documentation Required

  • National ID
  • KRA Pin
  • Proof of source of funds
  • Passport photo
  • T&C Link

Money254 Review

Pros:

  • Access to cheque book , Debit Card and mobile banking
  • Free ATM withdrawals
  • Free internal transfers

Cons:

  • Ledger fees charged if balance fall below 50k
  • OTC withdrawals charged 200

Use Money254's free search to view the best Current Accounts in Kenya today

From transaction accounts to salary accounts to all-purpose current accounts, we have aggregated all of the Current Accounts from Kenya's top financial institutions.
See all current accounts

Download the new Money254 App and don’t miss out on your next opportunity.

Join 1.5M Kenyans using Money254 to find better loans, savings accounts, and money tips today.
Get it on Google Play

What is Money254?

Money254 is a new platform focused on helping you make more out of the money you have. We’ve created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts have tirelessly collected.  


We’ve just launched but will be adding more product categories and tools over the coming months.

Sign-up to our newsletter and social channels to stay up-to-date!
Learn more about Money254

Stay up to date with your money - download the new Money254 App Today

Get it on Google Play
Download the Money254 app on Google Playstore

Sign up for our newsletter and get weekly money tips to your inbox.

Get updates from the Money254 team on financial news and new Money254 features.