National Bank of Kenya Limited Personal Current Account Details

Rates available from as of 1st April 2021
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National Bank of Kenya Limited

Personal Current Account
Min Opening Balance
KES
1000
Maintenance Fee
KES
0
Ledger Fee (Per Transaction)
KES
35
Minimum 500 per month
Min of Ksh1,000 required to open
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Account Details

  • Opening balance: Ksh 1,000
  • Operating balance: Ksh 0
  • Maintenance fees: No fee
  • Ledger fees: Ksh 35 per item. Minimum 500 per month

Transactional Charges (per transaction)

  • OTC withdrawal: 200
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: 500
  • International transfers: 0.25%
  • ATM Withdrawals: 30
  • Salary processing: 150
  • Internal Standing Orders: 150
  • External Standing Orders: 300
  • Bank Account to Mobile Money transfer: 11.2 - 78

Account Access Charges (per item)

  • Over the counter: 200
  • Debit card: 600
  • Cheque book: 12.5 per leaf
  • Bankers cheque: 300
  • Counter cheque: 500
  • Standing order: 300

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: 30
  • Branch Statement: Free
  • Mobile balance enquiry: 30

Penalty Charges (per instance)

  • Failed standing order: 3000
  • Cheque ‘Refer to drawer’:3000

Documentation Required

  • National ID
  • KRA Pin
  • Proof of source of funds
  • Passport photo
  • T&C Link

Money254 Review

Pros:

  • Free statements at branch and ATM
  • Access to debit card, cheque book and mobile banking
  • Free Deposits
  • Free internal transfers

Cons:

  • Ledger fees of 35 per transaction
  • Opening balance of 1000 required
  • Mobile banking statements charged 30

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