NCBA Kenya PLC Gold Pay As You Go Current Account Details

Rates available from as of 1st April 2021
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NCBA Kenya PLC

Gold Pay As You Go Account
Min Opening Balance
KES
0
Maintenance Fee
KES
0
Ledger Fee (Per Transaction)
KES
640
See Ledger Fees Below
No opening balance required
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Account Details

  • Opening balance: Ksh 0
  • Operating balance: Ksh 0
  • Maintenance fees: No fee

Ledger fees

  • 0-30,000: Ksh 640
  • 30,001-100,000: Ksh 585
  • above 100k Free

Transactional Charges (per transaction)

  • OTC withdrawal amounts above 40K: 100
  • OTC withdrawal for amounts below 40K: 350
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: 500
  • International transfers: 2400
  • ATM Withdrawals: 30
  • Salary processing: 500
  • Standing Orders: 200

Account Access Charges (per item)

  • Debit card: 500
  • Cheque book: 675 for 50 leaves
  • Bankers cheque: 530
  • Counter cheque: 365
  • Standing order: 200

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement: Free
  • Branch Statement: Free
  • Mobile balance enquiry: Free

Penalty Charges (per instance)

  • Failed standing order: 3000
  • Cheque ‘Refer to drawer’: 3000

Documentation Required

Money254 Review

Pros:

  • No operating balance required
  • Access to mobile banking, internet banking, cheque book and debit card
  • Free internal transfers

Cons:

  • Ledger fees if balance falls below 100K

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