Hakki Local Car Finance: Product Details & How to Apply

Rates available from as of 1st April 2021
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Hakki Car Finance

Local Car Finance
Easy Apply
Up to 50% of car's market value
3 months - 5 years
Interest Rate
Total Cost Including Institution's Other Fees
3.1% - 3.8% per month
Typically approved within 6 hours
Easy Apply
visit website

Loan Type

Car Loan

Loan Cost

  • Minimum Monthly Interest: 3.1%
  • Maximum Monthly interest: 3.38%
  • Processing Fee: ksh30,000 for loans above ksh150,000

Loan structure

  • Type: Secured
  • Interest structure: Reducing balance

Loan  Details

  • Car Age: 10 years
  • Mileage: Maximum 150k KM
  • % Financed: 50% of Market Value
  • Minimum tenure: 1 Month
  • Max tenure: 60 Months
  • Min Amount: ksh100,000
  • Max amount: No Cap
  • Repayment Frequency: Monthly


  • KRA Pin
  • ID
  • 6 months Mpesa statements
  • 6 Months Bank statements
  • 6 months payslips if employed
  • Employment letter
  • Detailed physical address

Money254 Review


  • Will Finance 50% of Market value of the car.
  • Can finance from a delearship or individual
  • Long repayment period of 60 months.


  • Car mileage should not exceed 150k KM

See other Auto Loans available in Kenya on Money254

Whether you’re looking to keep business moving, support your hustle, or get your dream car, we are here to help you find the best car loan for your circumstances today.

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