Co-operative Bank of Kenya International Visa Credit Card Product Details

Rates available from as of 1st April 2021
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.
Co-operative Bank of Kenya Limited
International Visa Credit Card
Credit Limit
Up to ksh200k
Annual Fee
Interest Rate
3.5% per month
Interest Free Days
50 days
Min net income of Ksh15k to apply
visit website

Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh3500

Card features

  • Minimum net Income:  ksh15k
  • Card Limit: Up to ksh200k


  • 7% discount when you pay for your flights with Safarilink using Co-op credit card
  • 10% discount when you buy any piece of furniture from all Furniture Elegance outlets when you use your Co-op credit cards.
  • 5% discount off furniture at Istikbal Furniture when you pay using Co-op credit card
  • 7% discount when you pay for your holiday with your Co-op Credit card with Bonfire Adventures and Events Ltd.
  • 12.5% discount on any purchase of beauty, lifestyle and health products when you pay with your Co-op Bank credit card at Pharma plus Pharmacy

Repayment Details

  • Monthly Interest: 3.5%
  • Interest free period: 50 days
  • Minimum Repayment amount: 10%

Additional Fees

  • Late Payment Fees: 5%
  • Over the limit Fees: ksh1000
  • Supplementary Card Fee: ksh3000
  • Card Replacement Fees: ksh500

Documents Required

  • Salaried:
    • Three months certified Bank Statements
    • Original ID and copy of national ID
    • Copy of KRA Pin
    • Copy of most recent pay slip
  • Self-Employed:
    • Certified copy of National ID
    • Certified copy of KRA Pin
    • One passport photo
  • T&C Link

This product is provided by Co-operative Bank of Kenya. Co-operative Bank of Kenya is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review


  • No joining fees
  • 50 days interest free


  • New card (after old card expires) charged ksh3500
  • Card replacement (after loss of old card) is ksh500

Use Money254's free search to view the best Credit Cards available in Kenya today

We have aggregated all of the Credit Cards from Kenya's top financial institutions.
See all Credit Cards

Download the new Money254 App and don’t miss out on your next opportunity.

Join 1.5M Kenyans using Money254 to find better loans, savings accounts, and money tips today.
Get it on Google Play

What is Money254?

Money254 is a new platform focused on helping you make more out of the money you have. We’ve created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts have tirelessly collected.  

We’ve just launched but will be adding more product categories and tools over the coming months.

Sign-up to our newsletter and social channels to stay up-to-date!
Learn more about Money254

Stay up to date with your money - download the new Money254 App Today

Get it on Google Play
Download the Money254 app on Google Playstore

Sign up for our newsletter and get weekly money tips to your inbox.

Get updates from the Money254 team on financial news and new Money254 features.