Equity Bank Kenya Ltd American Express Gold Credit Card Product Details

Rates available from as of 1st April 2021
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Equity Bank Kenya Limited
American Express Gold Card
Credit Limit
Up To ksh3M
Annual Fee
Interest Rate
1.50% per month
Interest Free Days
50 days

Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh7000

Card features

  • Minimum net Income: Ksh75k
  • Card Limit: Up to Ksh3M


  • Travel insurance and purchase protection
  • 2 Free supplementary cards
  • Access to over 700 lounges with priority pass

Repayment Details

  • Monthly Interest: 1.5%
  • Interest free period: 50 days
  • Minimum Repayment amount: 20%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 6%
  • Over the limit Fees: None
  • Supplementary Card Fee: 2 free (Thereafter ksh4000)
  • Card Replacement Fees: ksh1000

Documents Required

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip
  • T&C Link

Money254 Review


  • No joining fees
  • Two  free Supplementary cards


  • New card (after old card expires) charged ksh1000
  • Card replacement (after loss of old card) charged ksh1000

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