NCBA Kenya PLC Platinum Credit Card Product Details

Rates available from as of 1st April 2021

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NCBA Kenya PLC

Platinum Credit Card

Credit Limit

Up To ksh1.5M

Annual Fee

Ksh3k (+3K joining fee)

Interest Rate

3.5% per month

Interest Free Days

50 days

Min net income of Ksh400k to apply

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Payment Network

Visa

Card Fees

‍‍Joining fee: Ksh3000
Annual Fee: Ksh3000‍

Card features‍

Minimum net Income: Ksh400k
Card Limit: Ksh600K- 1.5M‍

Benefits‍

Lounge key account and two free lounge passes for free
Travel insurance up to $1m
Extended warranty up to 24 months
Buyers protection up to $20000 per year.
50 interest free days‍

Repayment Details‍

Monthly Interest: 3.5%
Interest free period: 50 days
Minimum Repayment amount: 10%‍

Additional Fees‍

Cash advance Fees: 6%
Late Payment Fees: 5%
Over the limit Fees: 5%
Supplementary Card Fee: 5 Free (ksh3000 thereafter)
Card Replacement Fees: ksh2k‍

Documents Required‍

National ID
KRA Pin
6 months bank statements
Latest payslip
T&C Link‍

This product is provided by NCBA Bank Kenya Plc. NCBA Bank Kenya Plc is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review

Pros

5 Free supplementary cards
50 interest free days

Cons

Card replacement (after loss of old card) charged ksh2k
Joining fee of ksh3k required

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