NCBA Kenya PLC Platinum Credit Card Product Details

Rates available from as of 1st April 2021
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.
Platinum Credit Card
Credit Limit
Up To ksh1.5M
Annual Fee
Ksh7k (+6K joining fee)
Interest Rate
0.9% per month
Interest Free Days
50 days
Min net income of Ksh400k to apply
visit website

Payment Network


Card Fees

  • Joining fee: Ksh6000
  • Annual Fee: Ksh7000

Card features

  • Minimum net Income: Ksh400k
  • Card Limit: Ksh600K- 1.5M


  • Lounge key account and two free lounge passes for free
  • Travel insurance up to $1m
  • Extended warranty up to 24 months
  • Buyers protection up to $20000 per year.
  • 50 interest free days

Repayment Details

  • Monthly Interest: 0.9%
  • Interest free period: 50 days
  • Minimum Repayment amount: 20%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 5%
  • Over the limit Fees: 5%
  • Supplementary Card Fee: 5 Free (ksh3000 thereafter)
  • Card Replacement Fees: ksh2k

Documents Required

  • National ID
  • KRA Pin
  • 6 months bank statements
  • Latest payslip
  • T&C Link

Money254 Review


  • Low monthly interest of 0.9%
  • 5 Free supplementary cards
  • 50 interest free days


  • Card replacement (after loss of old card) charged ksh2k
  • Joining fee of ksh6k required

Use Money254's free search to view the best Credit Cards available in Kenya today

We have aggregated all of the Credit Cards from Kenya's top financial institutions.
See all Credit Cards

What is Money254?

Money254 is a new platform focused on helping you make more out of the money you have. We’ve created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts have tirelessly collected.  

We’ve just launched but will be adding more product categories and tools over the coming months.

Sign-up to our newsletter and social channels to stay up-to-date!
Learn more about Money254

Stay up to date with your money - sign up for our newsletter today.

Get updates from the Money254 team on financial news and new Money254 features.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.