Prime Bank Limited Prime Visa Classic Card Product Details

Rates available from as of 1st April 2021
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Prime Bank Limited
Prime Visa Classic Card
Credit Limit
Up To ksh250k
Annual Fee
ksh3000 (+2000 joining fee)
Interest Rate
1.50% per month
Interest Free Days
45 days
Min net income of Ksh20k to apply
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Payment Network


Card Fees

  • Joining fee: Ksh2000
  • Annual Fee: Ksh3000

Card features

  • Minimum net Income: Ksh20k
  • Card Limit: Up to Ksh250k


  • 10% discount at Radisson Blu Nairobi Arboretum on Food, beverages and spa.
  • 5% discount for Home appliances at Ramtons
  • 26.5% discount at Kingsway Tyres Limited
  • 10% discount on electronics at Opalnet.
  • 5% discount on purchases at Victoria Courts

Repayment Details

  • Monthly Interest: 1.5%
  • InteInterest-freeiod: 45 days
  • Minimum Repayment amount: 15%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: 5%
  • Supplementary Card Fee: ksh2000
  • Card Replacement Fees: ksh1000

Documents Required

  • Certified copy of National ID/ Passport
  • 2 Passport photos
  • Certified bank statements of 6 months
  • 2 Latest payslips
  • KRA Pin
  • T&C Link

This product is provided by Prime Bank Kenya. Prime Bank Kenya is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review


  • New card (after old card expires) is free
  • 45 days interest free


  • Card replacement (after loss of old card) is charged ksh2400
  • Joining fee of ksh2000 is required

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