Sidian Bank Limited Classic Credit Card Product Details

Rates available from as of 1st April 2021
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Sidian Bank Limited
Classic Credit Card
Credit Limit
Up To ksh1M
Annual Fee
Interest Rate
1.13% per month
Interest Free Days
30 days
Min net income of Ksh15k to apply
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Payment Network


Card Fees

  • Joining fee: Free
  • Annual Fee: Ksh3000

Card features

  • Minimum net Income: Ksh15k
  • Card Limit: Up To ksh1M

Repayment Details

  • Monthly Interest: 1.13%
  • Interest free period: 30 days
  • Minimum Repayment amount: 20%

Additional Fees

  • Cash advance Fees: 6%
  • Late Payment Fees: ksh2000
  • Over the limit Fees: ksh2500
  • Supplementary Card Fee: ksh3000
  • Card Replacement Fees: ksh500

Documents Required

  • National ID
  • KRA Pin
  • 3 months certified bank statements
  • Latest certified payslip
  • T&C Link

Money254 Review


  • New card (after old one expires) is free
  • No joining fees


  • Card replacement (after loss of old card) charged ksh500

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