Standard Chartered Bank Kenya Ltd Visa Gold Credit Card Product Details

Rates available from as of 1st April 2021
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Standard Chartered Bank Kenya Limited
Visa Gold Credit Card
Credit Limit
Up To Ksh300K
Annual Fee
Interest Rate
3% per month
Interest Free Days
50 days
Min net income of Ksh50k to apply
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Payment Network


Card features

  • Minimum net Income: Ksh50k
  • Card Limit: Up To Ksh300K


  • 5% Cash back on Fuel (up to 250 bob)
  • Free travel insurance for baggage loss/ delay (up to $750)
  • Free travel insurance for accidents (up to $4000)
  • Up to 15% discount at featured merchants
  • 5% off purchase of products & services at AutoXpress ( until Aug 2022)
  • 5% off purchase of all stationary, toys and art supplies and 3% off purchase of all IT products at TextBook Centre (until Jul 2022)
  • 10% discount for all purchases of LG electronics done using SCB credit at any of the LG brand shops in the country. (until March 2022)
  • Enjoy up to 5% discount off prices on all products at Victoria Courts Furniture Store (until Nov 2022)

Repayment Details

  • Monthly Interest: 3%
  • Interest free period: 50 days
  • Minimum Repayment amount: Ksh1000

Card Fees

  • Joining Fees: Free
  • Annual Fees: Ksh6k

Additional Fees

  • Cash advance Fees: 5%
  • Late Payment Fees: Ksh1500
  • Over the limit Fees: Ksh2000
  • Supplementary Card Fees: Ksh1000
  • Card Replacement Fees: Ksh1000

Documents Required:

  • Latest certified Payslip
  • Photo copy of ID
  • Bank statement with two salary credits if not banking with Standard Chartered Bank
  • KRA Pin
  • T&C Link

This product is provided by Standard Chartered Bank Kenya Limited. Standard Chartered Bank Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya.

Money254 Review


  • No joining fees
  • New Card (after old card expires) is Free
  • 50 interest free days


  • Card Replacement (after loss of old card) is Ksh1000
  • Relatively high monthly interest of 3%

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