Equity Bank Kenya Limited Equity Ordinary Transactional Account Details

Rates available from as of 1st April 2021
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Equity Bank Kenya Limited

Equity Ordinary Account
Min Opening Balance
Maintenance Fee
Ledger Fee (Per Transaction)
Min of Ksh400 required to open
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Account Details

  • Opening balance: Ksh 400
  • Operating balance: Ksh 0
  • Maintenance fees: No fee
  • Ledger fees: No fee

Transactional Charges (per transaction)

  • OTC withdrawal: 100
  • OTC cash deposits: Free
  • Internal Transfers: 100
  • RTGS: 500
  • International transfers: 1500
  • ATM Withdrawals: 30
  • Salary processing: 120
  • Internal Standing Orders: Free
  • External Standing Orders: 300

Account Access Charges (per item)

  • Over the counter: 100
  • Debit card: 600
  • Cheque book: 17.5 per leaf
  • Bankers cheque: 100
  • Counter cheque: 300
  • Standing order: 300

Account Management Charges (per request)

  • ATM Statement: Free
  • Mobile banking statement:10
  • Branch Statement: Free
  • Mobile balance enquiry: 10

Penalty Charges (per instance)

  • Failed standing order: 500
  • Cheque ‘Refer to drawer’: 2500

Documentation required:

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  • No minimum operating balance
  • No ledger and maintenence fees
  • Access to debit card, cheque book and mobile banking


  • OTC withdrawals charged 100
  • Salary processing charged 120

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