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Personal Loans

Featured Articles and Analysis

Top Phones Kenyans Are Buying in 2025 – Does the M-KOPA X20 Qualify?
Kenya’s smartphone market is buzzing with options that promise style, speed, and value for money. Customers are often left spoiled for choice. Having the right smartphone matters in 2025. Whether you’re a small business owner, a social media content creator, or you just need to get connected. Here are the top picks;
With a Ksh52K Net Salary, Is It a Good Idea to Take a New Ksh6M Loan and Invest It? Money254 Cash Clinic
I earn Ksh150,000, and I'm currently servicing a loan of Ksh3.1 million. Should I take another loan of Ksh6 million, pay off the entire debt, and invest the difference? A financial expert offers advice.
A Review of The M-KOPA M10 Smartphone
The M10 has all the latest features you’d expect in a modern smartphone — but it also gives you more. In this article, we offer a deep dive into the M10 to see if it’s something that could actually be a game-changer for everyday Kenyans.
Types of Personal Loans In Kenya
All personal loans are not created equal. If you are thinking of taking a personal loan to cover some expenses, you’ll need to consider the different types of personal loans available and decide which one is most suitable for you.
Institutions Offering Personal Loans In Kenya
From commercial banks, microfinance banks (MFBs), Microfinance Institutions (MFIs) to Saccos and digital lenders, there are hundreds of different loan options for Kenyans. Understanding the options available to you is a major step towards getting a loan product that best meets your financial goals.
Full Guide: All You Need to Know About Personal Loans in Kenya
Used in the right way, personal loans allow you to access funds that can bring you closer to your financial goals. While some personal loans are provided for specific use cases, many have no restrictions. Your access to personal loans, as well as the amount of money you can get through a personal loan usually depends on your income, as well as your creditworthiness.
Things to Consider Before Taking a Personal Loan in Kenya
With multiple personal loan products to choose from in the Kenyan market, you need to compare various loan products and make sure that you are getting a personal loan that is most suitable for you and your needs. From eligibility to loan tenure and the cost of credit, this is a complete guide to everything you need to consider before taking a personal loan in Kenya.

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More articles to keep you in the know about Personal Loans

Top Phones Kenyans Are Buying in 2025 – Does the M-KOPA X20 Qualify?
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Top Phones Kenyans Are Buying in 2025 – Does the M-KOPA X20 Qualify?

June 23, 2025
Despite Earning Ksh110K Salary, I Became Homeless Over Rent Arrears
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Despite Earning Ksh110K Salary, I Became Homeless Over Rent Arrears

May 28, 2025
When Should You Start Saving for School Fees? Lessons from 3 Parents With Very Different Stories
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May 26, 2025
With a Ksh52K Net Salary, Is It a Good Idea to Take a New Ksh6M Loan and Invest It? Money254 Cash Clinic
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With a Ksh52K Net Salary, Is It a Good Idea to Take a New Ksh6M Loan and Invest It? Money254 Cash Clinic

May 7, 2025
A Review of The M-KOPA M10 Smartphone
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A Review of The M-KOPA M10 Smartphone

May 6, 2025
Buying a Ksh30k Phone Upfront Vs Paying Ksh72 Daily on a Pay as You Go Plan
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Buying a Ksh30k Phone Upfront Vs Paying Ksh72 Daily on a Pay as You Go Plan

December 19, 2024
Got a Money Question? Try Money254’s AI Agent on WhatsApp, It’s Free
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December 16, 2024
I Made My First Ksh10K and Levelled up my Mitumba Biz with the M-KOPA X20!
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I Made My First Ksh10K and Levelled up my Mitumba Biz with the M-KOPA X20!

October 29, 2024

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