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Use our Money254 expert guides and blog articles to learn about loan terms, best practices, and your rights as a consumer in Kenya.
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Featured Articles and Analysis

With a Ksh52K Net Salary, Is It a Good Idea to Take a New Ksh6M Loan and Invest It? Money254 Cash Clinic
I earn Ksh150,000, and I'm currently servicing a loan of Ksh3.1 million. Should I take another loan of Ksh6 million, pay off the entire debt, and invest the difference? A financial expert offers advice.
A Review of The M-KOPA M10 Smartphone
The M10 has all the latest features you’d expect in a modern smartphone — but it also gives you more. In this article, we offer a deep dive into the M10 to see if it’s something that could actually be a game-changer for everyday Kenyans.
Taking Your Business Online? 6 Things That Make the M-KOPA X20 a Game Changer
From managing an online shop to promoting businesses through social media, smartphones have become a critical pillar for the growth of small businesses. For entrepreneurs looking to reach over 13 million Kenyans who use social media, the M-KOPA X20 can help them revolutionize their business.
Types of Personal Loans In Kenya
All personal loans are not created equal. If you are thinking of taking a personal loan to cover some expenses, you’ll need to consider the different types of personal loans available and decide which one is most suitable for you.
Institutions Offering Personal Loans In Kenya
From commercial banks, microfinance banks (MFBs), Microfinance Institutions (MFIs) to Saccos and digital lenders, there are hundreds of different loan options for Kenyans. Understanding the options available to you is a major step towards getting a loan product that best meets your financial goals.
Full Guide: All You Need to Know About Personal Loans in Kenya
Used in the right way, personal loans allow you to access funds that can bring you closer to your financial goals. While some personal loans are provided for specific use cases, many have no restrictions. Your access to personal loans, as well as the amount of money you can get through a personal loan usually depends on your income, as well as your creditworthiness.
Things to Consider Before Taking a Personal Loan in Kenya
With multiple personal loan products to choose from in the Kenyan market, you need to compare various loan products and make sure that you are getting a personal loan that is most suitable for you and your needs. From eligibility to loan tenure and the cost of credit, this is a complete guide to everything you need to consider before taking a personal loan in Kenya.

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More articles to keep you in the know about Personal Loans

With a Ksh52K Net Salary, Is It a Good Idea to Take a New Ksh6M Loan and Invest It? Money254 Cash Clinic
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With a Ksh52K Net Salary, Is It a Good Idea to Take a New Ksh6M Loan and Invest It? Money254 Cash Clinic

May 7, 2025
A Review of The M-KOPA M10 Smartphone
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A Review of The M-KOPA M10 Smartphone

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December 19, 2024
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December 16, 2024
I Made My First Ksh10K and Levelled up my Mitumba Biz with the M-KOPA X20!
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I Made My First Ksh10K and Levelled up my Mitumba Biz with the M-KOPA X20!

October 29, 2024
Taking Your Business Online? 6 Things That Make the M-KOPA X20 a Game Changer
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Taking Your Business Online? 6 Things That Make the M-KOPA X20 a Game Changer

October 22, 2024
All You Need to Know About the New M-KOPA X20 Smartphone
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September 4, 2024
Smart Money. Smart Choice: Is the M-KOPA X20 Really Value for Money?
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Smart Money. Smart Choice: Is the M-KOPA X20 Really Value for Money?

August 28, 2024

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