Branch Unsecured Personal Loan Details

Rates available from as of 1st April 2021
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Branch

Unsecured Loan
Amount
KES
250
-
70000
Duration
3
months
-
3
months
Total Cost
20
%
-
182
%
per loan
Typically approved within
1
days
visit website


Loan Fees:

  • Interest Minimum: 22%
  • Interest Maximum: 199%
  • Processing fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: None

Disbursement Details:

  • Institution Type: Digital Credit
  • Application Method: App Based
  • Disbursement Method: M-Pesa

Repayment Details:

  • Repayment Frequency: Monthly
  • Early Repayment: Not encouraged
  • Repayment Method: M-Pesa

Eligibility Requirement:

  • Smartphone: Required
  • CRB: Must be in good standing
  • Income: No Minimum
  • Employment: Not Required
  • Network: M-Pesa customer
  • History: Not required
  • Documents: National ID
  • T&C Links

 

Money254 Review

Pros:

  • Formal Employment not required
  • Fast approval time (Less than 24 Hours)
  • No late Fee charges    

Cons:

  • Large difference in Loan APR rates makes it difficult to understand your  charges (22-199% APR)
  • Early repayment not encouraged
  • Facebook account details needed for registration

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