KCB Bank Mobile Loan: Product Details & How To Apply

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KCB Bank Kenya Limited
KCB Mobile Loan
Loan Amount
Ksh1k - 300K
Loan Period
1 month
Interest Rate
Total Cost
(incl fees)
7.13% per loan
Product Details
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Total Cost Breakdown (Loan Fees):

  • Interest Minimum: 7.13%
  • Interest Maximum: 7.13%
  • Processing fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: 7.13%, Roll-over
  • Other Fees: None

Disbursement Details

  • Institution Type: Commercial Bank
  • Application Method: Digital
  • Disbursement Method: Vooma Wallet/ Bank Account

Repayment Method:

  • Repayment Frequency: Bullet
  • Early Repayment: Allowed
  • Repayment Method: Bank Transfer

Eligibility Requirement:

  • Smartphone: Not Required
  • CRB: Must be in good standing
  • Income: No minimum
  • Employment: Not required
  • Network: No requirement
  • History: Active account for 6 months


Representative Example of Loan Costs:

  • Example Loan Amount: ksh100,000
  • Representative Loan Cost: 7.13%
  • Total Loan Repayment Amount: ksh107,130

This product is provided by KCB Bank Kenya Limited. KCB Bank Kenya Limited is a Commercial Bank licensed under the Banking Act Cap 488 of the Laws of Kenya and regulated by the Central Bank of Kenya

How To Apply

Our Review
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  • Application by App or USSD
  • Fast approval time (within 24 hours)
  • Loan limit grows over time


  • Must have an Active Account for 6 months to access
  • No discount for early repayment
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How to Apply for Vooma Loan, App, Repayment, Fees, Contacts

Vooma is a mobile wallet service from the Kenya Commercial Bank (KCB), which enables customers to enjoy banking services. Vooma App is available both on the App Store and Google Play Store, with over 100,000 downloads and a 3.5 out of 5 star rating on Google Play.

Services Available on Vooma

Who Is Eligible For Vooma Loans?

Loan Limits and Interest Rates

How to Register Using the Vooma App

How to borrow a Vooma App loan?

How To Apply for VOOMA loan via USSD *844#

How to Deposit Money to Vooma Wallet

How to Withdraw from Vooma to M-PESA via USSD and App

How to Repay VOOMA Loan Via MPESA

Vooma Loan App Reviews and Contacts

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Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

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