MoKash Personal Loan: Product Details & How to Apply

Rates available from as of 1st April 2021
Customise your results to find loans you're eligible for by answering 5 more questions
Customize Results
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.


MoKash Loan
Total Cost
per loan
Typically approved within
visit website

Loan Fees:

  • Interest Minimum: 0%
  • Interest Maximum: 0%
  • Processing fee: 26%
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: None

Disbursement Details:

  • Institution Type: Digital Credit
  • Application Method: App Based
  • Disbursement Method: M-Pesa

Repayment Details:

  • Repayment Frequency: Bullet Payment
  • Early Repayment: Not encouraged
  • Repayment Method: M-Pesa

Eligibility Requirement:

  • Smartphone: Required
  • CRB: Must be in good standing
  • Income: No Minimum
  • Employment: Not Required
  • Network: M-Pesa customer
  • History: Not required
  • Documents: National ID
  • T&C Links

How to Apply

Money254 Review


  • Loan limit grows with time
  • Formal employment not required.


  • Very short repayment period of 14 Days
  • Relatively high interest rates of 26%

Use Money254's free search to view the best Personal Loans available in Kenya today

From short-term app loans to long-term bank loans, we have aggregated all of the unsecured Personal Loans from Kenya's top financial institutions.
See all Loans

How to Apply for MoKash Loan, App, Repayment, Fees, Contacts

MoKash is a mobile money lender by MOCASH that provides fast access to credit via an android mobile app in Kenya.

MoKash app has over 500K downloads and a 3.2-star rating on Google Play Store.

Who Is Eligible For MoKash Loans?

Loan Limits and Interest Rates

How to Register Using the MoKash App

How to Apply for Your First MoKash Loan

How to Make MoKash Loan App Repayments

Fees and Penalties

Privacy and Permissions

MoKash Loan App Reviews


Learn more about Personal Loans available in Kenya on Money254

Money 254 is a new platform focused on helping you make more out of the money you have. We've created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts has tirelessly collected. Instantly search loan products from established providers in Kenya and compare on the terms that matter most to you.

Find the best Personal Loans for me

Stay up to date with your money - sign up for our newsletter today.

Get updates from the Money254 team on financial news and new Money 254 features.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.