MoKash Personal Loan: Product Details & How to Apply

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MoKash
MoKash Loan
Loan Amount
Ksh1k - 30k
Loan Period
14 days
Interest Rate
0% per loan
Total Cost
(incl fees)
26% per loan
Product Details
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Total Cost Breakdown (Loan Fees):

  • Interest Minimum: 0%
  • Interest Maximum: 0%
  • Processing fee: 26%
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: None

Disbursement Details:

  • Institution Type: Digital Credit
  • Application Method: App Based
  • Disbursement Method: M-Pesa

Repayment Details:

  • Repayment Frequency: Bullet Payment
  • Early Repayment: Not encouraged
  • Repayment Method: M-Pesa

Eligibility Requirement:

  • Smartphone: Required
  • CRB: Must be in good standing
  • Income: No Minimum
  • Employment: Not Required
  • Network: M-Pesa customer
  • History: Not required
  • Documents: National ID
  • T&C Links

Representative Example of Loan Costs:

  • Example Loan Amount: ksh10,000
  • Representative Loan Cost: 26%
  • Total Loan Repayment Amount: ksh12,600

How to Apply

Our Review
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Pros:

  • Loan limit grows with time
  • Formal employment not required.

Cons:

  • Very short repayment period of 14 Days
  • Relatively high interest rates of 26%
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How to Apply for MoKash Loan, App, Repayment, Fees, Contacts

MoKash is a mobile money lender by MOCASH that provides fast access to credit via an android mobile app in Kenya.

MoKash app has over 500K downloads and a 3.2-star rating on Google Play Store.

Who Is Eligible For MoKash Loans?

Loan Limits and Interest Rates

How to Register Using the MoKash App

How to Apply for Your First MoKash Loan

How to Make MoKash Loan App Repayments

Fees and Penalties

Privacy and Permissions

MoKash Loan App Reviews

Contacts

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Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

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