Tala 30 Day Personal Loan: Product Details & How to Apply

Rates available from as of 1st April 2021
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30 Day Loan
Total Cost
per loan
Typically approved within
visit website

Loan Fees

  • Interest Minimum: 7%
  • Interest Maximum: 19%
  • Processing Fee: None
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fee: 8%, Flat
  • Other Fees: None

Disbursement Details:

  • Institution Type: Digital Lender
  • Application Method: App
  • Disbursement Method: M-Pesa

Repayment Details:

  • Repayment Frequency: Flexible
  • Early Repayment: Allowed
  • Payment Method: Bullet or installments

Eligibility Requirements:

  • Smartphone: Required
  • CRB: Must be in good standing
  • Income: No Minimum
  • Employment:  Not Required
  • Network: Safaricom Customer
  • History: No requirements
  • Documents: National ID
  • T&C Link

How to Apply

Money254 Review

Product Pros:

  • Fast application process
  • 7 day grace period before late fees charged
  • Loan limit can grow fast with good repayment

Product Cons:

  • Small starting loan limit
  • High late fees (8%)
  • Must be an M-Pesa customer

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How to Apply for Tala Loan, App, Repayment, Fees & Contacts

Tala is a loan app offered by Tala Mobile. The app is available on Google Play Store, has over 5 million downloads, and has a 4.4 out of 5 star rating.

Anyone with an Android smartphone can apply for a loan and receive an instant decision, regardless of their financial history.

To access a loan, you only need to download the Tala app on your phone, register, and then proceed to submit your loan application.

Who is Eligible for Tala Loans?

Tala Loan Limits and Interest Rate

How to Register Using the Tala Loan App

How to Apply for Your First Tala Loan

How to Make Tala Loan App Repayments

Fees and Penalties

Tala Loan App Privacy and Permissions

Tala Loan App Reviews

Tala Loan App Contacts

Learn more about Personal Loans available in Kenya on Money254

Money 254 is a new platform focused on helping you make more out of the money you have. We've created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts has tirelessly collected. Instantly search loan products from established providers in Kenya and compare on the terms that matter most to you.

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