Zash Loan Personal Loan : Product Details & How to Apply

Rates available from as of 1st April 2021
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Zash Loan
Total Cost
per loan
Typically approved within
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Loan Fees

  • Interest Minimum: 0
  • Interest Maximum: 0
  • Processing fee: 25%
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: 2.5% daily
  • Other Fees: None

Disbursement Details:    

  • Institution Type: Digital Credit
  • Application Method: App Based
  • Disbursement Method: M-Pesa

Repayment Details:

  • Repayment Frequency: Bullet
  • Early Repayment: Allowed
  • Repayment Method: M-Pesa

Eligibility Requirement:

  • Smartphone: Required
  • CRB: Must be in good standing
  • Income: No Minimum
  • Employment: Not Required
  • Network: M-Pesa Customer
  • History: Not Required


How to Apply

Money254 Review


  • 7 Day Extension available upon request
  • Formal employment not required.


  • Very short repayment period of 14 Days
  • Relatively high interest rates of 25%

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How to Apply for Zash Loan, App, Repayment, Fees, Contacts

Zash Loan service gives instant loans to help everyone in Kenya who needs money to grow their businesses, go shopping or finance any other emergencies.

It offers 7 to 90-day loans to loan applicants.

Zash loan app has over 1 million downloads and a 4.2-star rating on Google Play Store.

Who Is Eligible For Zash Loans?

Loan Limits and Interest Rates

How to Register Using the Zash App

How to Apply for Your First Zash Loan

How to Make Zash Loan App Repayments via M-pesa and Bank

Fees and Penalties

Privacy and Permissions

Zash Loan App Reviews


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Money 254 is a new platform focused on helping you make more out of the money you have. We've created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts has tirelessly collected. Instantly search loan products from established providers in Kenya and compare on the terms that matter most to you.

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