Stanbic Bank Kenya Limited Smart Banking Current Account Details

Rates available from as of 1st April 2021
Customise your results to find loans you're eligible for by answering 5 more questions
Customize Results
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

Stanbic Bank Kenya Limited

Smart Banking Account
Min Opening Balance
Maintenance Fee
Ledger Fee (Per Transaction)
Min of Ksh1,000 required to open
visit website

Account Details:

  • Opening balance: Ksh 1000
  • Operating balance: Ksh 0
  • Maintenance fees: Ksh 550
  • Ledger fees: No fee

Transactional Charges (per transaction):

  • OTC withdrawal for amounts above 40K: 200
  • OTC withdrawal for amounts less 40k: 430
  • OTC cash deposits: Free
  • Internal Transfers: Free
  • RTGS: 500
  • International transfers: 0.25%
  • ATM Withdrawals: Free
  • Internal Standing orders: Free
  • Standing Orders: One Free per month, thereafter 300

Account Access Charges (per item):

  • Debit card: Free
  • Cheque book: 900 (50 leaves)
  • Bankers cheque: One free per month, thereafter 680
  • Counter cheque: 370
  • Standing order: 300

Account Management Charges (per request):

  • ATM Statement: free
  • Mobile banking statement: 10
  • Branch Statement: Free
  • Mobile balance enquiry: 10

Penalty Charges (per instance):

  • Failed standing order: 4080
  • Cheque ‘Refer to drawer’: 3400

Documentation Required:

  • National ID/ Valid Passport
  • KRA Pin
  • Passport Photo
  • T&C Link

Money254 Review


  • Free debit card
  • One free external Standing Order
  • Free Withdrawals at Stanbic ATMs


  • Monthly maintenance fee of 550

Use Money254's free search to view the best Current Accounts in Kenya today

From transaction accounts to salary accounts to all-purpose current accounts, we have aggregated all of the Current Accounts from Kenya's top financial institutions.
See all current accounts

What is Money254?

Money254 is a new platform focused on helping you make more out of the money you have. We’ve created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts have tirelessly collected.  

We’ve just launched but will be adding more product categories and tools over the coming months.

Sign-up to our newsletter and social channels to stay up-to-date!
Learn more about Money254

Stay up to date with your money - sign up for our newsletter today.

Get updates from the Money254 team on financial news and new Money 254 features.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.