Equity Bank Kenya Limited Eazzy Personal Loan Details

Rates available from as of 1st April 2021
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Equity Bank Kenya Limited

Eazzy Loan
Total Cost
per loan
Typically approved within
visit website

 Loan Fees:

  • Interest Minimum: 11%
  • Interest Maximum: 13%
  • Processing fee: 5%
  • Insurance Fee: 1-2%
  • Withdrawal Fee: None
  • Late Fees: 5% Flat
  • Other Fees: 10% Excise Duty

Disbursement Details:

  • Institution Type: Commercial bank
  • Application Method: Digital
  • Disbursement Method: Bank account

Repayment Details:

  • Repayment Frequency: Bullet
  • Early Repayment: Allowed
  • Repayment Method: Auto-Deduction

Eligibility Requirement:

  • Smartphone: Not Required
  • CRB: Must be in Good standing
  • Income: No minimum
  • Employment: Not Required
  • Network: Equitel
  • History: Active Account for 6 Months


Money254 Review


  • Convenient application via App or USSD
  • Formal employment not required
  • Fast approval time (less than 24 hours)


  • Must have an active account for at least 6 months
  • Must use Equitel network
  • Relatively high Late fees ( 5%)

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How to Apply Equity Bank Eazzy Loan, App, Repayment, Fees & Contacts

Eazzy Loan is an easy loan to get, without the need for guarantors or filled out forms. Get up to KSh 200,000, instantly on your phone through the Equity Mobile App, your Equitel line or by dialing *247# where you can monitor your loan balance and make repayments.

Who is eligible for Eazzy Loan?

Loan Limits and Interest rates

How to register using the Eazzy Banking App

How to Apply for Your First Eazzy Loan Using the App and Equitel line

How to repay Eazzy Loan via Equitel line, Mpesa and App

Eazzy loan late fees & Penalties

Eazzy App Privacy and Permissions

Eazzy Loan App Reviews

Eazzy Loan Contacts

Learn more about Personal Loans available in Kenya on Money254

Money 254 is a new platform focused on helping you make more out of the money you have. We've created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts has tirelessly collected. Instantly search loan products from established providers in Kenya and compare on the terms that matter most to you.

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