FlashPesa Personal Unsecured Loan : Product Details & How to Apply

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FlashPesa
Unsecured Loan
Loan Amount
Ksh2k - 50k
Loan Period
31 Days
Interest Rate
15% - 25% per loan
Total Cost
(incl fees)
15% - 25% per loan
Product Details
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Total Cost Breakdown (Loan Fees):

  • Interest Minimum: 15%, per Loan
  • Interest Maximum: 25%, per Loan
  • Processing fee: 150-600
  • Insurance Fee: None
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: None

Disbursement Details:

  • Institution Type: Digital Credit
  • Application Method: App Based
  • Disbursement Method: M-Pesa

Repayment Details:

  • Repayment Frequency: Installments
  • Early Repayment: Allowed
  • Repayment Method: M-Pesa

Eligibility Requirement:

  • Smartphone: Required
  • CRB: Must be in good standing
  • Income: No minimum
  • Employment: Not required
  • Network: M-Pesa Customer
  • History: Not Required

Documents:

Representative Example of Loan Costs:

  • Example Loan Amount: ksh10,000
  • Representative Loan Cost: 32%
  • Total Loan Repayment Amount: ksh13,200

This product is provided by Ambush Capital Ltd. Ambush Capital Ltd is a Credit-only Lender licensed under the Central Bank (Amendment)Act of 2021 and regulated by the Central Bank of Kenya.

How To Apply

Our Review
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Pros:

  • Formal employment not required
  • Fast Approval Time (Less than 24 hours)
  • Loan Limit grows over time    

Cons:

  • Low starting loan limit
  • Relatively high interest rates (32% per loan)
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How to Apply for FlashPesa Loan, App, Repayment, Fees, Contacts

FlashPesa is an instant mobile loan owned by Ambush Capital Ltd, a Kenya-based financial institution. It is available on Google Play Store with over 500, 000 downloads and a 4.5 out of 5 star rating.


Who Is Eligible For FlashPesa Loans?

FlashPesa Loan Limits and Interest Rates

How to Register Using the FlashPesa App

How to Apply for Your First FlashPesa Loan

How to Make FlashPesa Loan App Repayments

FlashPesa App Loan Fees and Penalties

Privacy and Permissions

FlashPesa Loan App Reviews

FlashPesa App Loan Contacts

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Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

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