Hakki Car Finance Logbook Details

Rates available from as of 1st April 2021
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Hakki Car Finance

Logbook Loan
Easy Apply
Ksh100k - 1.5M (50% of vehicle)
3 months - 2 years
Interest Rate
3.1% per month
Total Cost Including Institution's Other Fees
3.18% - 10.02% per month + ksh3000 upfront fee
Typically approved within 24 hours
visit website
Easy Apply

Loan Type

Logbook Loan

Total Loan Cost Breakdown

  • Minimum monthly Interest: 3.1%
  • Maximum monthly Interest: 3.35%
  • Application fees: ksh20,000 for loans below 150K and ksh30,000 for loans above 150k
  • Valuation: ksh3000
  • Logbook In-charge + Discharge: Free
  • Car Tracker: Free

Representative Example of Loan Costs

  • Example Loan Amount: Ksh100,000
  • Example Loan Tenure: 12 months
  • Representative APR: 37.2%
  • Application fees: ksh20,000
  • Other Fees: ksh9,808
  • Total Loan Repayment Amount: Ksh167,008
  • Monthly Loan Repayments: ksh13,924

Loan structure

  • Type: Secured
  • Interest structure: Reducing balance

Loan  Details

  • % Financed: Up-to 50% of FSV
  • Minimum tenure: 3 Months
  • Max tenure: 24 Months
  • Minimum Amount: ksh100,000
  • Max amount: ksh1,500,000
  • Repayment Frequency: Monthly


  • Original Logbook
  • 6 months M-pesa or Bank Statements
  • KRA Pin
  • National ID
  • Pay slip if employed
  • Business certificate if Self employed

Money254 Review


  • Relatively low monthly interest(3.1% )
  • Interest on Reducing balance


  • Relatively high application fees of ksh20k to ksh30k

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