Hakki Uber Car Finance: Product Details & How to Apply

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Good for drivers with at least 8 weeks of earnings on Uber, Bolt, or Little
Hakki Car Finance
Uber Car Finance
Loan Amount
Up to 90% of vehicle, max 850k
Loan Period
3 months - 3.5 years
Interest Rate
Total Cost
(incl fees)
3.16% per month + ksh3,000 upfront fees
Product Details
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Loan Cost

  • Maximum Monthly Interest: 3.16%
  • Processing Fee: ksh30000

Post-approval fees:

Valuation: ksh3000

Loan structure

  • Type: Secured
  • Interest structure: Reducing balance

Loan  Details

  • Minimum Deposit Required: Ksh50,000
  • Year of Manufacture cut-off: 2013
  • Car Mileage: Less than 150k KM
  • Maximum tenure: 42 Months
  • Min Amount: ksh500,000
  • Max amount: ksh850,000
  • Repayment Frequency: Monthly
  • Early Repayment: Allowed

Documents

  • KRA Pin
  • ID
  • 8 weeks earnings on Uber, Bolt, Little
  • 6 months Mpesa statements
  • 6 Months Bank statements
  • Original Logbook

Representative Example of Loan Costs:

  • Example Loan Amount: Ksh500,000
  • Example Loan Tenure: 12 months
  • Representative APR: 37.2%
  • Application fee: ksh30,000
  • Monthly Loan Repayments: Ksh60,597
  • Total Loan Repayment Amount: Ksh727,160

This product is provided by Hakki Africa. Hakki Africa is a Non-deposit taking Microfinance Institution duly registered under the Companies Act No 17 of 2015.

Our Review
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Pros

  • Long repayment period of 42 months
  • Minimum Deposit as low as ksh50k

Cons

  • Has has to have less than 150k Km
  • One has to be an existing taxi driver with a good record
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Hakki Uber Car Finance is financing given to Uber/Bolt/Little cab drivers in Kenya. They offer car financing of 85% of the car’s market value.

Who is Eligible for Hakki Uber Car Finance?

Hakki Uber Car Finance Security/Collateral 

Hakki Uber Car Finance Limits and Interest Rates

Total Upfront Fees

Hakki Uber Car Finance Finance Interest Structure

Estimated Total Minimum and Maximum Monthly Cost of Hakki Uber Car Finance

How to Apply for Your First Hakki Uber Car Finance

How to Make Hakki Uber Car Finance Repayments

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Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

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