KCB Bank Kenya Limited Personal Unsecured Check Off Loan: Product Details & How to Apply

Rates available from as of 1st April 2021
Customise your results to find loans you're eligible for by answering 5 more questions
Customize Results
Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

KCB Bank Kenya Limited

Personal Unsecured Check Off Loan
Total Cost
annualised, year one
Typically approved within
visit website

* Processing Fees and Excise duty are only applied to year one. For loans longer than one year, your annual cost from year two onwards will be 13.54%

Loan Fees:

  • Interest Minimum: 13%
  • Interest Maximum: 13%
  • Processing fee: 2.5%
  • Insurance Fee: 0.54%
  • Withdrawal Fee: None
  • Late Fees: None
  • Other Fees: 20% Excise Duty

Disbursement Details:

  • Institution Type: Commercial Bank
  • Application Method: Paperwork
  • Disbursement Method: Bank Account

Repayment Details:

  • Repayment Frequency: Monthly
  • Early Repayment: Allowed
  • Repayment Method: Check-off

Eligibility Requirement:

  • Smartphone: Not Required
  • CRB: Must be in good standing
  • Income: No minimum
  • Employment: Required
  • Network: Not Required
  • History: Not Required

Documents :

  • National ID,
  • KRA Pin
  • 6 Months Bank statement for non KCB Account holders,
  • 3 Pay slips,
  • Application form filled and signed
  • T&C Links

How to Apply

Money254 Review


  • High Maximum loan limit of Up-to 4 Million
  • Long loan tenure of Up-to 6 years
  • Competitive processing fees


  • Only available to MOU employees
  • Disbursed amount lower than requested amount (Processing and Insurance fees deducted upfront)

Use Money254's free search to view the best Personal Loans available in Kenya today

From short-term app loans to long-term bank loans, we have aggregated all of the unsecured Personal Loans from Kenya's top financial institutions.
See all Loans

How to Apply for KCB Check-Off  Loan, Repayment, Fees, Contacts

The Kenya Commercial Bank (KCB) check-off loan is available to any government employee, or a company that has a memorandum of understanding (MoU) with KCB Bank.

Who Is Eligible For KCB Check-Off Loans?

Loan Limits and Interest Rates

How to Apply for Your KCB Check-Off Loan

KCB Check-Off Loan Repayment


Learn more about Personal Loans available in Kenya on Money254

Money 254 is a new platform focused on helping you make more out of the money you have. We've created a simple, fast and secure way to find and compare financial products that best match your needs. All of the information shown is from products available at established financial institutions that our team of experts has tirelessly collected. Instantly search loan products from established providers in Kenya and compare on the terms that matter most to you.

Find the best Personal Loans for me

Stay up to date with your money - sign up for our newsletter today.

Get updates from the Money254 team on financial news and new Money 254 features.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.