LendPlus First Interest-free Personal Loan: Product Details & How to Apply

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LendPlus Interest-Free First Loan
Loan Amount
Ksh1k - 30k
Loan Period
5 Days
Interest Rate
Total Cost
(incl fees)
0% First Loan only (Has to be repaid in 5 Days)
Product Details
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Loan Fees

  • Interest Minimum: 0%
  • Interest Maximum: 0%
  • Processing fee: 0
  • Late payment fee: 2% daily

Disbursement Details

  • Application Method: App
  • Disbursement Method: Mpesa

Repayment Details

  • Repayment Frequency: Bullet
  • Early Repayment: Allowed, no discount.
  • Repayment Method: Bullet

Eligibility Requirement

  • Smartphone: Required
  • CRB: Experience taking and paying back other loans, currently in good standing.
  • Income: No Minimum
  • Employment: Formal employment is not required.
  • Network: M-pesa Customer


  • National ID.

Representative Example of Loan Costs:

  • Example Loan Amount: ksh10,000
  • Example Tenure: 5 days
  • Representative Loan Cost: 0%
  • Total Loan Repayment Amount: ksh10,000

Our Review
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  • New Client Offer: Interest-free first loan if you choose a duration of 5 days. The loan must be repaid on time or interest will be added.
  • High limit: The first Loan Limit is Up-to 30K


  • If not repaid within 5 days, 2% daily interest is applied for the entire duration.

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Money254 strives to provide relevant and accurate product information, which Money254 obtains directly from each institution’s tariff guide. If you believe a product’s details are incorrect, please report the product to Money254.

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